How to request a credit card from Marcus?

How to apply for a credit card from Marcus It may be a complicated task for many people, however it is only so if the requirements are not met, if you comply with what Marcus asks you it is a simple process.

If you want to know how to request a credit card from Marcus, you are in the right place because here we will explain how to get one.

Marcus Credit Card Types

The peculiarity of Marcus is that they only have one credit card available, in factwas created in 2019 and prior to this, of course, they did not have any credit card available to customers.

Apple Card is your only credit card and here you will learn more about it:

  • Apple Card The Apple Card is only available to Apple users and is created for customers to purchase products exclusively from Apple or if they want to use Apple Pay. Apple Card holders can get 3% cash back, any and all rewards are added directly to the Apple Cash card through the Wallet app.

Steps: to apply for a Marcus credit card online

The steps to follow are those:

  • The first thing you have to do is find out if you are eligible for the Apple Card, you should check your credit score, Marcus does not specify an exact scoreYou just don’t have to have a good credit score, you can do with 700 or higher.
  • After this you have to get Marcus to approve you, you have to request the Apple Card, you have to go to the Apple Wallet app and tap on the Select section and in turn ‘Request Apple Card’once this happens you have to continue and you must provide your personal information, such as date of birth, address, annual income and the last 4 digits of your Social Security number.
  • Finally, when you have accepted all the terms and conditions, you will be able to know if your application was approved or denied.if approved then Marcus will give you a credit limit and APR, it will be up to you to accept or deny this.
  • You will have 30 days to accept the offer that Marcus gives you, in case you do, an investigation will be made about your credit and therefore the credit score will be reduced.

Requirements for a Marcus credit card

The requirements to apply for a Marcus credit card are:

  • Be 18 years old.
  • Be a US citizen and show that you live there.
  • Have Social Security.
  • Have some photographic identification.
  • It is necessary to have an iPhone.
  • The iOS version must be the latest.

How do I pay my Marcus credit card correctly?

There are different ways to pay your Marcus credit card:

1. Phone call

You have to call 1-877-255-5923, enter all the necessary information of your credit card when asked, then you must follow what is going to indicate.

2. Online

You must go to the website or use the application for mobile phones, the first thing is to log in and click on ‘Payments‘ in case you do it on a computer, if it is in the application you have to log in and touch the section ‘pay my bill

3. Mail

You can pay by mail for your credit card by sending a check or making a money order.

Marcus credit card interest rate

Being a single credit card in Marcus there is only one interest rate, the Apple Card and this can be between 10.99% up to 21.99%.

How to Check Marcus Credit Card Application Status

If you want to verify your credit card application status, you have to go to the website and log in and click on the section ‘Card status’once there you have to wait for Marcus to send an email to the email you put in the application.

How to secure my Marcus credit card

In Marcus there is only one credit card and it is the Apple Cardit is more than obvious that the security will be quite high and in fact they have an anti-fraud system but if you want to increase security even more you must do the following.

You have to go to the Wallet application and log in, when you do you have to go to the section where it says ‘block card‘, you will have blocked it and to unlock it you do the same procedure, only this time the section will say ‘Unblock card’

Number to activate Marcus card

If you want to activate your card in Marcus you have to call the number 1-877-255-5923.

Marcus credit card cash advance how does it work?

As has been mentioned several times, there is only one credit card available at Marcus and it is the Apple Card, there are no cash advances on the Apple Card, its use is only limited to purchases exclusively.

Benefits and disadvantages of using this Marcus card

The benefits of having a card in Marcus are the following:

  • Savings rates are better than some of their competitors.
  • There are no monthly charges that high.
  • There are no minimum savings deposits.

On the other hand, these are its disadvantages:

  • There are no cash advances.
  • There is no ATM network.
  • No mobile check deposits.

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