How to pay a credit card with another in the United States?

A credit card is one of the most useful resources for conducting business transactions are credit cards. To have this element and use it whenever it is required, it is necessary to comply with the corresponding payments. It is for this reason that in this article We will tell you how you can pay your credit card, using another.

It is necessary to mention that by not canceling the credit card on time you can suffer several inconveniences. Among them are its suspension. In some cases, banks can also issue fines, which are usually quite expensive. Due to this, it is advisable to pay all the installments corresponding to the credit card up to date.

Next, we will show you how you can pay your card, when using another, either from the same bank or even from another. To enjoy all the benefits provided by this instrument, continue reading this article.

How to pay a credit card with another in the United States?

Through a balance transfer

One of the most effective methods to cancel the balance of a credit card, using the money from another, is through a transfer. There are several methods that can be followed to perform this action. One of them is request the transaction directly to the bank issuing the card.

Another of the options that you can choose to make this type of transfer is through mobile applications, which comply with this type of function.

It is important to note that one of the requirements that must be met to transfer money from one credit card to another is that the interest rate of the receiving instrument is lower than that of the card from which the payment is made.

Most transfers from one card to another can be donehehoist without commissions

One of the great advantages of carrying out this transaction has to do precisely with the fact that it can be carried out without canceling any type of commission.

Only the aforementioned requirement must be met and comply with the required process, which is generally indicated by the bank to which the card belongs.

However, there are some cases in which the receiving card does charge a kind of commission for each transfer. In most cases, these fees do not represent a large amount of money.

How long does the transfer take?

As with most of the steps and requirements for this procedure, the time in which the transfer is made will depend on the issuing bank.

In some cases, the money is transferred in a matter of dayswhile in some banks they do slightly longer procedures.

This type of information is generally provided directly at the offices of the bank issuing the credit card.

Although there are procedures that you can carry out on your own for this type of transfer, It is much more advisable to request advice for this process.

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