What are the 10 best Credit Unions in the United States?

The best credit unions in the United States, Also known as a credit union or savings and credit cooperative are those institutions that provide the same accounts and services as banks. However, sometimes Credit Unions have better terms than a bank.

The 10 Best Credit Unions in the United States?

Here you will learn about some of the best credit unions in the United States, some are national and others are local, You will see which credit unions adapt to your needs so that you can take full advantage of the functions that it can bring you.


What are the 10 best Credit Unions in the United States?

Consumers offers Consumers Credit Union Rewards checking accounts and individuals can earn 4.09% APY on balances up to $10,000 if you meet the requirements, this includes spending at least $1,000 a month on a linked credit card.

If you meet fewer requirements you can still have high rates, there are other checking options with easy requirements to open an account, the basic savings account is free although it pays less interest.


What are the 10 best Credit Unions in the United States?

Connexus accounts can have a 1.75% APY on balances of $25,000 this if you meet some requirementsthese are signing up for electronic statements, making 15 debit card purchases, or spending $400 with your debit card each month.

On the other hand, it also reimburses $25 in out-of-network ATM fees monthly, plus there is no monthly fee, the regular savings account pays a lower rate than the checking account.

3.First Tech

First Tech Rewards Checking account has a 0.50% APY on balances of $15,000 or lessas long as you meet the requirements, which are to receive four electronic account statements, make 20 purchases per month with a credit or debit card for at least $500.

If eligible First Tech will reimburse up to at least $15 for out-of-network ATM transactions within the United States.

4.Golden 1

As with standard free and Premium checking accounts, Golden 1 has free checking accounts for teens and college students, New Generation Checking requires an adult co-owner.

Student Checking offers college students full account privileges, Youth Savings requires a co-owner but allows youth account holders to make transactions without their presence.

5. American First Credit Union

What are the 10 best Credit Unions in the United States?

This credit union is based in Utah but nonetheless participates in the Co-op ATM network which offers members access to approximately 30,000 ATMs free of charge throughout the United States.

American First’s regular checking account has no monthly fee and earns a small amount of interest on balances of at least $500.

People who live or work near Utah are eligible in the limited group for American First membership.

6. Boeing Employees Credit Union

What are the 10 best Credit Unions in the United States?

Also known by its acronym BECU, most of the more than 50 branches are located in Washington although the credit union participates in the Co-op network which offers members access to more than 5,000 branches and 30,000 surcharge-free ATMs nationwide.

The BCEU Member Advantage Checking account offers a 0.50% APY on balances of $500 but the Early Saver account for children is best as it has an APY of $2.02 on the first $500.

7. Schools First Credit Union

This credit union has checking and savings accounts with no monthly fees, plus you have access to more than 28,000 fee-free ATMs throughout the United States.

You may apply if you are or were a part of the California public education community or work in the education sector, or if a close family member is a member of the education community.

8. State Employees Credit Union

Checking and savings accounts at State Employees Credit Union earn dividends, however their stock certificates pay higher ratesa 5-year certificate pays 0.55% APY, this is higher than the US average.

SECU offers an account that earns dividends for children under 12 years of age, on the other hand checking and savings accounts can earn dividends for adolescents.

State Employees Credit Union has a large branch network throughout North Carolina, membership is limited to state employees and their immediate family members only.

9. Suncoast Credit Union

Tampa-based Suncoast has interest-bearing checking and savings accounts with no monthly feesCredit union stock certificates are competitive, you can earn 0.95% APY over a 5 year period although sometimes more than the US average of 0.39%.

You can request a membership if you live or work in Florida, such members have access to more than 30,000 free ATMs through different networks and have an application for smartphones.


The checking account has a high rate with an annual percentage return of 0.25% if you receive electronic statements and have at least one electronic deposit per month.

Alliant members have access to more than 80,000 ATMs at no additional charge in the United States, people who live or work in Chicago are eligible to open an Alliant account.

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